Our annuities all have the Annual Reset Feature

The annual reset feature on indexed annuities is a unique mechanism that allows policyholders to lock in their gains and protect their principal. Unlike traditional fixed annuities, indexed annuities offer the potential for higher returns by linking their performance to a specific market index, such as the S&P 500. At the end of each year, the annuity's value is reset based on the index's performance. If the index has increased, the annuity's value is adjusted upwards, capturing a portion of the gains. However, if the index has decreased, the annuity's value remains unchanged, safeguarding the policyholder's principal. This feature provides a level of security and growth potential, making indexed annuities an attractive option for individuals seeking a balance between risk and reward in their retirement planning.

Our Featured Annuities have No Annual Cap

Indexed annuities with no annual cap have the potential to outperform other annuities with a

cap due to their unique features and benefits. One of the main advantages of indexed

annuities with no annual cap is that they offer unlimited growth potential. Unlike annuities with a cap,

which limit the amount of interest that can be earned in a given year, indexed annuities with no annual

cap allow policyholders to fully participate in the positive performance of the underlying index. This

means that if the index experiences significant growth, policyholders can benefit from the full extent of

that growth without any limitations. Additionally, indexed annuities with no annual cap often come with a

higher participation rate, which means that policyholders can capture a larger percentage of the index's

gains. This can result in higher returns over the long term compared to annuities with a cap. Furthermore,

indexed annuities with no annual cap typically offer downside protection through a guaranteed minimum

interest rate or floor. This ensures that even if the index performs poorly, policyholders will still receive a

minimum level of interest. This downside protection can provide peace of mind and help mitigate potential

losses. Overall, indexed annuities with no annual cap offer a compelling combination of unlimited growth

potential, higher participation rates, and downside protection, making them an attractive option for

individuals seeking to maximize their returns while minimizing risk.


What are your fees?

We do not charge fees!

What are your investment strategies?

We are safe money advisors. We do not recommend products that you can lose money in.

How often will you communicate with me?

The annuities we sell send a statement annually and that is when you will be hearing from me, but feel free to reach out any time you need.

Are you a Fiduciary?

Yes! I am required by law to have my client's best interest in mind at all times.

Which Annuity Companies do you recommend?

We recommend you set an appointment and speak to one of our advisors, so they can pick which contract is best for you.