You Only Retire Once,

Let's Plan It Right!

Andrew Hinshaw

Lenny Van Riper

If you are getting ready to retire or already retired, Lenny is your Guy!

With Lenny's vast knowledge of retirement in general, you can assure he will guide you through whatever your situation is.

Is Your Goal To Protect

Your Retirement Savings & Guaranteed Lifetime Income?

Fill Out The Information Below To See If You May Be Suitable For The "Safe Guaranteed Retirement Account (SGRA)", And To Speak To Our Expert, Lenny Van Riper

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You May Have Questions Such As...

We Can Answer All Those Questions and More, Specific To Your Finances and Your Situation, All Customized.

Without a SGRA you have:

  • Expensive Management Fees: in fact you have several categories of fees that are eating away at your retirement savings. This will ultimately affect how much in principal you will end up with when you are ready to take income distributions.

  • No Protection Against Market Downturns: Outside of short term rates like a CD or Money Market, there are NO GUARANTEES on your hard earned money. Why would you risk what you have for something you don't need? Are you willing to "gamble" at this stage in your life?

  • Advisors Get Paid Whether You Lose or Not: Traditional advisors don't get paid by keeping your money protected. Their job is "accumulation" NOT "protection or guarantees" and there's a BIG difference. The more risks you take, the more they continue to make, it's just the nature of the beast.

  • It's A "Tax Trap" RMD Nightmare: The government will make you take withdrawals from traditional pre taxed investments by age 73. In an at-risk account, you may never be able to recover those withdrawals as well as the higher tax burdens. If you could avoid this common mistake, would you?

With a SGRA you can:

  • Your Money is 100% Protected from Market Downturns or Crashes: regardless of how the market performs, you will have the peace of mind knowing you will never lose a penny of your hard-earned money.

  • Guaranteed Interest Rate Growth: you will always have a fixed-interest option available that is consistently higher than other options.

  • Accumulation & Tax Advantages: your money can grow at a Guaranteed declared rate, or it can participate in part of the market's gains, but NEVER the losses. You also never pay taxes on the growth until you take income distributions. This allows your account earnings to take advantage of compounding interests while accumulating with zero risk.

  • Nursing Home Benefits: more than 70% of seniors over 65 WILL have some type of long term care need. This has been one of the biggest killers of retirement assets for years. Why give your assets to a nursing home or spend them down before you qualify because the government says so? Make your money work for you and give it purpose: Guaranteed Growth, 100% Protection from Market Crashes, Lifetime Retirement Income, and Enhanced Nursing Home Care Benefits, all under one roof.

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