Medicare

Medicare Supplement:

Also known as Medigap Policies, Medicare Supplement fills the gaps in original Medicare coverage such as co-pays and deductibles for hospitalization, doctors office visits, and other medical services. Although these plans typically cost more than Medicare Advantage Plans, there are few (if any) out-of-pocket expenses after paying the plan's premium.

Medicare Advantage:

Medicare Advantage Plans are health plan options as part of the federal Medicare program. Coverage may include Medicare Part D Prescription Drug Coverage as well as hospitalization, doctors visits, skilled nursing, medical tests diagnostics, and other services. Most Medicare Advantage plans are either HMOs, PPOs, or Private Fee-for-Service (PFFS) plans. Premiums are often low and $0 premium plans are available in many areas.

Medicare Prescription Drug Plan:

Medicare Prescription Drug Plan is a federal government prescription drug program that covers both name-brand and generic prescription drugs at participating pharmacies in your area.

Because these are such important but confusing issues, we encourage you to seek our assistance.

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